Our banking and finance team acts for a diverse range of financial institutions, debt funds, funders, borrowers, originators, investors and developers in meeting their needs across all main industry sectors active in the Scottish market.
We are one of the largest dedicated banking and finance teams in Scotland, combining bright legal minds, many years' experience and an effective team resource to deliver complex solutions and challenging time-sensitive projects alongside our referral partners.
In assisting our clients to achieve their goals throughout all stages of the business lifecycle, we have extensive experience in all financial disciplines, from routine property finance through to securitisation and other highly structured asset or funds based transactions. We also have a leading Scottish practice in Islamic finance.
Our expertise covers:
- Asset and Receivables Finance
- Corporate and Commercial Banking
- Debt Capital Markets and Securitisation
- Financial Products and Services
- Islamic Finance
- Leveraged Finance
- Loan Book Trading
- Project Finance and Infrastructure
- Property Finance
Our reputation for quality of work and our record of innovation has led both government and private sector stakeholders to involve us regularly in law reform, recent examples being the ongoing reforms of floating charges, financial collateral and charge registration.
Often involving highly complex cross-border funding structures, we draw on specialists from across our team and the wider business to deliver innovative and tailored results. Our work with English and international law firms covers all bases, from guiding parties through the legal issues involved in finance transactions involving Scottish assets or entities incorporated in or based in Scotland and using Scottish limited partnerships as a vehicle for structured financing through to tailoring bespoke solutions for participants in debt capital markets transactions involving Scottish assets.
Recent Scots Counsel Articles
- Company charge registration in Scotland: a guide
COVID-19: electronic signing of finance documents in Scotland
FAQs: signing Scots law documents in cross-border finance transactions
- Shepherd and Wedderburn win Banking and Finance Team of the Year award for second year running
Moveable Transactions: an authoritative introduction to reform proposals
Court orders developers to discharge security when option terminated, despite alleged breach by security granter
Court finds duty to perform obligations ‘within a reasonable time’ implied in contract
- Vive la (Counterpart) Révolution
- Consultation on finance law reform in Scotland
- Legislate in haste, repent at leisure: Drafting errors identified in the PSC Rules for Scottish Limited Partnerships
- Funds Finance: Scottish Limited Partnerships and the PSC Regime – Lenders take note!
- A change for buy-to-let mortgage lenders in Scotland: The private residential tenancy
- OneSavings Bank PLC v Burns: Enforcement concerns for lenders in the Scottish marketplace
- Developments in Limited Partnership Law: Private Fund Limited Partnerships
- Scotland's place in Europe
- The PSC Register and Scottish Shares Pledges
- Scottish independence and Brexit: the implications for insolvency and restructuring regimes
- Brexit: What are the Scottish Parliament's legislative powers and limitations?
- Brexit post referendum analysis: banking and finance
- Carrots and sticks - improving energy efficiency of non-domestic buildings
- Lender prevented from increasing interest rates on tracker mortgages
- Thinking of re-mortgaging? Beware of hidden costs
- Outgoing lenders be careful what you release
- Latest development in interest rates swaps in Scotland
- Counterpart Signing in Scotland
Assistance with Scots Law Matters
Visit our Scots Counsel Toolkit