Our banking & finance team provides expert advice to both lender and borrower clients on a wide range of corporate funding, and in particular financing for acquisitions. We seek to bring a pragmatic and truly commercial approach to our work.
We act for a number of UK banks, debt funds, alternative capital providers and challenger banks on bilateral, syndicated and other complex lending structures. We have considerable sector expertise and regularly advise on transactions involving sectors such as food and drink (especially acquaculture and whisky distilling), hospitality and leisure, hotels, infrastructure and retail.
Where transactions involve overseas parties, we bring to bear our significant experience of dealing with multiple jurisdictions and parties. We are also involved in consensual restructuring of corporate and commercial financings, liaising with our colleagues in the restructuring & business advisory and litigation teams where appropriate.
Our recent experience includes advising banks and businesses on the government debt support schemes in the wake of the Covid pandemic.
Our lawyers, based in Scotland and the City, advise on English and Scots law.
Bank of Scotland plc
Acted for Bank of Scotland plc on a £26m Coronavirus Large Business Interruption Loan Scheme facility for Charles Tyrwhitt Limited.
Bank of Scotland plc
Acted for Bank of Scotland plc on an £18m loan facility for Ernest Place Limited.
Horizon (GP) Limited
Acted as Scots counsel for Horizon (GP) on the amendment and restatement of multi-million pound facilities made available by Rothschild Bank International Limited and others.
HSBC UK Bank plc
Acted for HSBC UK Bank plc on a £40m refinance of loan facilities to the ScotMid group.
HSBC UK Banks plc
Acted for HSBC UK Bank plc on a £14m loan facility for Avondale Holdings Limited.
Clydesdale Bank plc
Acted for Clydesdale Bank plc on £29m loan facilities for the Carr’s Group plc.
Acted for GAP Group on a £57m refinance of loan facilities with RBSIF.
Big Blue Broadband plc
Acted for Big Blu Broadband plc on a £12m loan facility from Santander UK.
Tungsten Corporation plc
Acted for Tungsten Corporation plc on a £4m RCF from HSBC UK Bank plc.