Neil is an associate in the firm’s Banking and Finance team. He has extensive experience of acting for debt funds, arrangers, funders and purchasers in Loan Book Trading involving Scottish loans and mortgages, having acted on some of the market-leading transactions in this area in recent years. He also specialises in a range of Debt Capital Markets And Securitisation transactions involving Scottish assets, in particular residential mortgage-backed securitisation (RMBS) and covered bond programmes.
Neil’s practice also includes acting for lenders and borrowers in Real Estate and Structured Finance transactions (with particular experience in Scottish limited partnership finance structures), both in the cross-border UK / Europe and Scottish markets. Through his work in this area, he is also a member of the firm’s market-leading Corporate Restructuring and Insolvency team.
Leading on from his other experience, Neil has also become involved in Financial Products and Services and, in particular, drafting standard-form lending documentation for different types of lenders (ranging from new-to-market, existing institutional, and specialised lenders).
Neil recently completed a nine month secondment in the corporate and business banking legal team of a UK bank and, in addition to his work within the firm, tutors on business and commercial law at Edinburgh Law School and is a member of the Scottish Law Commission’s advisory group on Moveable Transactions.