Sectors - Commercial Banks

Our sectoral approach means we understand the myriad of issues of concern to, and affecting the commercial banks, at a time of on-going challenge. Our relationship with the banks is longstanding and we work closely with them on customer transactions across the spectrum of bank deal types as well as on own account work.

We always view any transaction through the eyes of our client and provide a client service which helps them achieve their goals quickly and efficiently.  How? By assembling multidisciplinary, bespoke teams drawn from our specialist practice groups which have a real understanding of what is required.  In bringing expertise from different parts of our business we deliver clear, concise and market informed advice to our clients, which goes one step beyond the legal practicalities of any bank deal.  Andrew Kinnes, Partner, co-ordinates our cross-firm team focussing on commercial banks.

We advise UK-based and overseas commercial banks on a broad range of deal types including:

  • mainstream corporate banking
  • restructuring and insolvency
  • project finance (including energy and infrastructure)
  • real estate finance
  • asset and receivables finance
  • securitisation
  • capital markets
  • oil and gas
  • mergers and acquisitions
  • dispute resolution focused on specialist finance issues and debt recovery
  • real estate
  • regulation
  • pensions
  • competition law
  • employment
  • IT
  • intellectual property
  • procurement
  • outsourcing

Key People

Experience

Bank of Scotland
Acting for Bank of Scotland and Her Majesty’s Treasury in relation to new revolving loan facilities of up to £86m for Countesswells Development Ltd to fund infrastructure and 3000 unit housing project with a capital value of £800m outside Aberdeen. This is the first deal of its kind in Scotland.
The Co-operative Bank
Acting as Scots Counsel for The Co-operative Bank plc on £1.65bn residential Mortgage-backed securitisation.
Wells Fargo
Acting for Wells Fargo in connection with the sale by GE Capital of its global commercial real estate business, GE Capital Real Estate.
Clydesdale Bank
Acting for Clydesdale Bank plc in connection with the £27m loan facilities regarding the sale by its customer Carrs Group plc of its flour milling business, Carrs Flour Mills Limited to Whitworth Holdings Limited.
HSBC and Lloyds Banking Plc
Acting as Scots counsel to the lenders, led by HSBC Bank Plc and Lloyds Bank Plc on a £220m five year reserve-based lending facility made available to Ineos UK E&P Holding Limited (Project Redwing) for part of its equity financing for acquisition of certain North Sea assets from DEA UK and Fairfield Energy.

Clients