“I enjoy working with clients to achieve their financing goals.”


Patrick specialises in corporate and commercial banking, project finance, and infrastructure and property finance.

With especially strong experience in PFI/PPP, NPD, hub and City Region transactions, he has acted for lenders, sponsors, corporates and local authorities in many sectors, particularly transport, health and education. Having advised both lenders and borrowers, he understands all the issues faced by different parties in finance transactions. And his international experience, gained in Singapore and Poland, enables him to deal with issues in complex cross-border and multi-jurisdictional transactions.

  • 1993: England and Wales

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Corporate and Commercial

  • Advising Lloyds Bank on loan facilities provided to The White Company.
  • Advising HSBC on letter of credit facilities provided to Castle Water Limited.
  • Advising Virgin Money (Clydesdale Bank) on loan facilities for Carr’s Group plc.
  • Advising HSBC on loan facilities provided to the Insights Group.

Acquisition Finance

  • Advising Santander on loan facilities to the Rad hotel group for the acquisition of the Seamill Hydro Hotel, Ayrshire.
  • Advising Lloyds Bank on five leveraged finance deals for customers of its Growth & Structured Finance team.
  • Advising Crerar Hotel group on loan facilities in connection with the share sale to Blantree.
  • Advisng Aircraft Medical on growth finance facilities provided by Clydesdale Bank.

Real Estate Finance

  • Advising Investec Bank on funding a UK portfolio of eights PBSA blocks for CA Ventures/HSRE.
  • Advising Hampden Bank on the financing for Greenridge of the Meridian Leisure Park, Leicester.
  • Advising Bank of Scotland on the financing of Ernest Place’s PBSA in Durham.
  • Advising Bank of Scotland on revolving loan notes for SMG’s Countesswells development backed by an HM Treasury guarantee.

Project and Infrastructure Finance

  • Advising PSP Investment’s AviAlliance, on the acquisition of the Aberdeen, Glasgow and Southampton airports group.
  • Advising Amber Green SPRUCE on the financing of a number of regeneration projects in central belt Scotland.
  • Advising Pharos Energy on the refinancing of its RBL facility.
  • Advising the Glasgow Learning Quarter consortium on the financing of the City of Glasgow campus NPD project.

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“Calm, considered and always prepared to give an opinion.”

Legal 500 (2012)


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Memberships and accreditations

disability confident leader
disabling barriers scotland founding member
enei TIDE Silver Standard 2025
investors in people platinum
investors in young people platinum
iso 27001
law society of ireland
lsa member 2025
Top 75 Employer