Financial Services
The financial sector is evolving rapidly: regulatory, technological and market changes all present both opportunities and risks. We provide strategic advice and insight that helps our clients to navigate this changing commercial landscape.


With offices in Edinburgh, London, Glasgow and Aberdeen, we are literally close to our clients. They include commercial and investment banks, mortgage lenders, fintechs, asset managers, pension funds, insurers, and specialist funders and servicers.

Our financial sector teams include specialists in many different legal areas across the firm, with in-depth knowledge of the financial sector as a whole and the particular industries in which our clients operate. As a result, we offer truly commercial and practical advice that aligns with those clients’ strategic priorities.

We also understand the bigger picture. Market changes, such as the rise of private equity and credit funds as growing alternatives to the public markets and the banks. Differences in regulation from one area to the next – or the absence of regulation – and government-level concerns about how the regulatory environment might be reformed to facilitate growth while maintaining appropriate protections. Technological developments, including increasing automation and AI. All of these things create opportunities while also presenting challenges, and by giving a legal perspective we help our clients to move forward with confidence.

We have expertise in all areas of financial services, including:


Meet our key contacts

Peter Alderdice

Director

Matt Andrews

Senior Solicitor

Patrick Bell

Partner

Andrew Blain

Managing Partner

Thomas Boyle

Senior Solicitor

Daniel Boynton

Senior Associate

Fiona Buchanan

Partner and Head of Banking and Finance

James Bulpitt

Senior Associate

Neil Campbell

Director

Christopher Clark

Senior Associate

Neil Cowan

Partner

Alexandra Dumble

Senior Solicitor

Leonore Dupont

Director

Katy Fitzpatrick

Senior Associate

Clare Foster

Head of Clean Energy and Partner

Kirsty Headden

Partner

Andrew Holehouse

Consultant

Sarah Holmes

Associate

Morag Hutchison

Partner

Richard Jones

Senior Associate

Suzanne Knowles

Director

Louisa Knox

Partner and Head of Pensions

Cath Macrae

Senior Associate

Deborah Miller

Consultant

Edwin Mustard

Partner

Ben Pilbrow

Partner

Martyna Proczek

Solicitor

Alison Rochester

Partner

Donald Smith

Partner

Tom Swan

Partner

Stephen Trombala

Partner

Iain Wishart

Partner

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Related articles and insights: Financial Services

5 May 2025

Back to buy-in basics: insuring benefits

Contributor: Daniel Boynton

Our second instalment in our back to buy-in basics series provides some top tips for trustees when deciding the benefits to insure in a buy-in transaction. 

31 March 2025

Moveable Transactions (Scotland) Act goes live today

Contributor: Neil Campbell

An overview of the key changes from the Moveable Transactions (Scotland) Act coming into force today, 1 April 2025. 

10 March 2025

Bank of England launches liquidity scheme for pension schemes

Contributors:
Peter Alderdice, Edwin Mustard

On 28 January, The Bank of England launched their liquidity scheme for pension funds with a view to support and stabilise funds and gilt prices in case of financial crisis. 

8 January 2025

The Moveable Transactions (Scotland) Act 2023: Commencement date and other key features now confirmed

Contributor: Neil Campbell

The Scottish Ministers recently announced the Moveable Transactions (Scotland) Act 2023 commencement date, alongside a number of other key features that you should be aware of.

7 November 2024

Back to buy-in basics

Contributor: Richard Jones

The defined benefit pensions landscape has seen a fundamental shift from deficits to surpluses, leading to record numbers of schemes buying in their liabilities with an insurer. Richard Jones answers all your burning buy-in questions.

7 November 2024

Expectation vs reality: The Autumn Budget’s impact on pensions

Contributor: Thomas Boyle

In the run up to the Autumn Budget, changes to pensions were a focus of speculation for many. This article considers pre-budget predictions and, now that the budget has been announced, summarises the actual changes included. 

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