Sectors - Commercial Banks

Our sectoral approach means we understand the myriad of issues of concern to, and affecting the commercial banks, at a time of on-going challenge in the money markets.  Our relationship with the banks is longstanding and we work closely with them on customer transactions across the spectrum of bank deal types as well as on own account work.

We always view any transaction through the eyes of our client and provide a client service which helps them achieve their goals quickly and efficiently.  How? By assembling multidisciplinary, bespoke teams drawn from our specialist practice groups which have a real understanding of what is required.  In bringing expertise from different parts of our business we deliver clear, concise and market informed advice to our clients, which goes one step beyond the legal practicalities of any bank deal.  Paul Hally, Partner, co-ordinates our cross-firm team focussing on commercial banks.

We advise UK-based and overseas commercial banks on a broad range of deal types including:

  • mainstream corporate banking
  • restructuring and insolvency
  • project finance (both energy and infrastructure)
  • real estate finance
  • asset and receivables finance
  • securitisation
  • capital markets
  • oil and gas
  • own account work

Key People

Experience

Global Infrastructure Partners
Acting for Global Infrastructure Partners on the financing for the acquisition of Edinburgh Aiport.
GAP Group
Acting on behalf of GAP Group (UK plant hire group in connection with the provision of asset based lending facilities by RBS Invoice Finance Limited.
Project Light
Acting as Scottish counsel for the banks on the c. £1 billion project financing for the 270 MW Lincs offshore wind farm.
Lloyds Banking Group
Acting on behalf of Lloyds Banking Group in connection with the Bank of Scotland and Lloyds Covered Bond Programme and subsequent bond issues under those Programmes.
Alexander Dennis Limited
Acting for Lloyds TSB Bank plc and HSBC Bank plc in the refinance of revolving credit facilities to Alexander Dennis Limited.
Infinis plc
Acted for Infinis plc (a Terra Firm company) in the c. £330 million refinancing of its 274MW on-shore wind farm portfolio.
Genius Foods
Acted for Genius Foods in the provision of £7million facilities from HSBC Bank to fund the acquisition of United Central Bakeries and Livwell (£21 million).
Liquidatiors of the Irish Bank Resolution Corporation
Acting for liquidators of IBRC providing advice on loands subject to Scots law securities or borrowers located in Scotland.
Freedom Homes
Acted for Freedom Homes (Stirling) Limited in the refinance of its development facilities of the Royal Bank of Scotland.
Heritable Bank plc
Acting for the administrators of Heritable Bank plc on a number of aspects of the administration, including an Inner House appeal on the proper interpretation of the Credit Institutions (Reorganisation and Winding Up) Regulations 2004
Dunfermline Buildings Society (in special building society administration)
Acting for the special administrators of Dunfermline Building Society in relation to severl of its borrowers including formulating stategies to facilitate repayment of debts.

Clients